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What to do when your Home faces Foreclosure

 

When Your Home Is Being Foreclosed Upon and Will Be Going To Auction

 

This may be the first you are hearing about this, however since you are so far behind on your payments, your lender has filed foreclosure proceedings and will be scheduling a Sheriff’s sale auction at the court house to repossess and sell your home. After your home is sold, you will be forced to vacate the premises. Do you have a place to go?

 

The Good News Is That This Can Be Stopped

 

That's right. The fact is, if you take action fast enough, you can avoid the judicial sale of your home and might be able to even protect your credit from the pending foreclosure. As you probably know, a foreclosure On your credit report will DRAMATICALLY decrease your chances of ever qualifying for ANY type of loan, including credit cards, vehicles, and certainly another home. Contrary to rumors, this does NOT go away after 2 or 3 years. A foreclosure will haunt you because the credit bureau will disclose that you have had a foreclosure for up to 10 years from now.

Fortunately, the bank does not want the Sheriff to sell your home and they don't want to repossess it either. All they want is their money. Knowing that the bank doesn't want your home is a huge advantage for you. You can get rid of this nightmare immediately!

 

Even if you owe more money than your home is worth, I will try my best to negotiate a SHORT SALE with the bank on your behalf to help you avoid foreclosure. A short sale is when the bank will accept less than the amount you owe them, just so they can avoid the legal fees they incur while trying to seize your home. For example, if you owe $100,000 on your mortgage, the bank may be willing to let you sell the home for $80,000 (much less than you owe) instead of going through all the hassle they've already started with attorneys and auctions. They'll allow you to sell your home 'short' of what is owed to them, Best of all, they can waive the deficiency judgment, which means you can walk away free and clear from all financial responsibility on your home!

 

 

Why Would The Mortgage Company Do That?

 

The mortgage company may spend lots of money to repossess your home and they are dealing with more people in foreclosure than ever before. They just want to get rid of your file! Most banks will stop the foreclosure proceedings and accept a short sale with one of our investors.

 

 

How Are We Different Than Other Real Estate Companies?

 

We currently have dozens of investors that are looking for homes to buy on a short sale. These people can purchase your home in less than three weeks. This is EXACTLY what your lender is looking for. They want someone who will step in and buy your home so they can close your file and move on. Rather than trying to list your home with a 'conventional' real estate company and hoping they can negotiate with the bank and find a buyer, doesn't it make more sense to use experienced professionals who already have buyers lined up? We have strong connections to many ethnic groups and our group members speak at least 6 languages, including Hmong, Spanish, Vietnamese, Mandarin, and Cambodian and others.

 

 

The Bank May Evict You From Your Home

 

Here is the deal. The bank plans to kick you out of your house if you don't take action, so chances are that you'll have to move anyway. We can protect your credit AND find another home for you on a Rent-To-Own basis. We have many investors buying houses all over the Twin Cities, and they need to fill them. Sometimes, under the right circumstances, the investors will buy your current home and rent it back to you! That means there's a chance that you won't lose your home after all!

 

 

How To Take Action

 

Your first step is to call us TODAY. Call now so we can discuss your situation over the phone to see if we can help you stop living this nightmare. Ignoring this letter and deciding to deal with it later will likely result in a foreclosure on your credit, the loss of your home, and possibly a deficiency judgment levied against you. We urge to act now so we can help you to legally fix this situation. Our fees for selling your home are paid by the bank, so there is no need to worry about your finances. Our goal is to get you out of your current mortgage without paying another penny to the bank or any other lien holder.

 

Call now to get a game plan in place. Let us help you!  651-246-0893